Health Insurance

This insurance aims at covering the actual cost towards treating illnesses/medical conditions subject to the sum assured. It is generally a great idea to have some health insurance even if you're young and relatively healthy—at the very least, for catastrophic events. Accidents and severe illnesses can strike anyone, and even a brief emergency room visit or an outpatient surgical procedure can cost hundreds or thousands of dollars. Without health coverage, you're responsible for all of those expenses.